No one can predict what other drivers will do at all times because our perception is limited. Car accidents happen unexpectedly, which means not everyone is financially prepared for the aftermath. Medical costs for injuries and an ambulance ride alone can put most people into debt. Insurance companies only cover so much.
The consequences of not taking action after a car accident can be high. If you had a passenger with you during the accident, they could sue you for negligence unless you prove the other driver was at fault. Your insurance company and police might also turn to you if the other driver gets away with negligence.
Try talking to a Tennessee car accident lawyer if you are concerned about these issues.
What to do Right After the Accident
Assess the situation. Make sure you and anyone else involved is out of the way of oncoming traffic. Call 911 and ask for emergency services, even if no injuries are apparent. The other driver may not tell you they are injured or may not know they are. To avoid potential lawsuits, it is always a good idea to have emergency services check for injuries.
Collect evidence you can so you have enough information to back you up. This will give you resources to defend yourself with if someone sues you or denies negligence. Write down the other driver’s insurance and contact information. Photograph the wreckage and injuries of everyone involved. Ask the police for a police report and collect statements from witnesses.
Even if you were partially responsible for the accident, it is important to follow these steps because, without any information, a strong defense will be harder to make.
Should I Seek Compensation?
You do not have to seek compensation, but you do have the option if the other driver was at fault or acted with negligence. Most people seek restitution to cover expensive medical bills and lost wages during their recovery. If you decide to do the same, all you have to do is organize the evidence you collected and send this to the insurance company.
You will be assigned a claims adjuster who has resources to investigate the accident further. The top reasons claims are denied is because there is not enough evidence, the other driver had a stronger defense, or the insurance company does not want to give out any more money. This is when a personal injury lawyer can help you obtain a settlement.