Certain car accidents can lead to catastrophic damages that can cost people thousands of dollars. These damages tend to consist of personal injury expenses, vehicle damages, property damage, and lost wages. Lost wages are most often associated with severe injuries that require prolonged recovery times. Injuries that lead to disabilities can also lead to lost wages or a complete change of professions. If you suffered lost wages from a negligent driver, consider talking to a Tennessee auto accident lawyer about your options for compensation. 

What Are Lost Wages?

 are any kind of wages from work that you do not receive because of an injury. These financial losses are usually covered by your insurance company policy, but this may vary depending on the type of insurance company you have. Some

insurance companies may try to deny you compensation for lost wages. 

You may also want to check which policies you have under your insurance company. Lost wages are generally covered by people with liability bodily injury coverage, uninsured or underinsured motorist coverage, and personal injury protection coverage. After checking for these with your insurance company, the next step is to calculate your lost wages total.  

Your lost wages total is calculated by the length of your recovery time while you are not at work. For example, someone who was out of work for two weeks could be eligible to receive compensation for two weeks of lost wages. Other ways you may lose wages is through lost earning capacity and lost opportunities. Lost earning capacity means your ability to hold the same job is hindered by a disability. Lost opportunities could mean missing an interview because you were still in recovery. 

How to Recover from Lost Wages 

Recovering from lost wages works in a similar way to recovering from  after a car accident. Hiring a lawyer is probably one of the safest ways because going up against insurance companies and their own team of lawyers can be a risky process. Having an experienced lawyer with knowledge on how insurance companies and car accident claims work, increases your chances of receiving the compensation you need. 

Your lawyer will initially negotiate with the insurance company to work out a deal without going to trial. However, your lawyer is also prepared to file a lawsuit when a fair deal is not reached within a certain period of time. Keeping all work records and medical records will be vital evidence for your lawyer to use against the insurance company when conflicts arise.