Car accidents can cause a variety of personal injuries that range from soft tissue to spinal cord injuries. Some people are able to receive compensation from the insurance company after filing their personal injury claim, but not everyone. You can try to negotiate with your claims adjuster, but most insurance companies have a legal team of their own lawyers to back them up.
Insurance companies rarely offer a better settlement after their first offer, regardless of your situation, because they lose money each time they give out compensation. You should not have to settle for an unfair deal. Get in touch with a Tennessee car accident lawyer today for legal help.
When Do I Actually Need a Lawyer?
If you are still paying expensive medical bills for injuries after a car accident, the first thing you need to ask yourself is whether you or the other driver was responsible. You can file a personal injury claim if you have reasons to believe the other driver caused the wreck. However, you will need evidence like the other driver’s contact information, pictures of the injuries, and copies of your medical records.
Some injuries may prevent you from working for long periods of time while you recover. You can include this is your request for compensation under lost wages. Send all the information you collected about the accident to the insurance company. You will know whether you need a lawyer based on how your claims adjuster responds.
Your claims adjuster may not respond at all or may offer a settlement that is too low for what you need. A good general rule of thumb is to never settle for less when a lawyer can help you out.
What Can a Lawyer Do for Me?
Personal injury lawyers are trained in the laws of the road. This lets them see small traffic violations the other driver may have committed that others might overlook. They also have experience in handling tricky cases that involve multiple-car accidents, uninsured drivers, and rear-end car accidents. Court experience has given them the self-confidence needed to win a case because they know what to expect.
Most laypeople do not have a lot of experience with personal injury cases. Car accidents happen a lot, but not as often to the same person. For many people, this is their first time dealing with any of the legal and financial issues that are involved in the aftermath of a car accident.
Lawyers also have experience in negotiating with insurance companies of various kinds and are prepared to handle resistance. They will be persistent when others might give up and settle for less.